Pradhan Mantri Jan Dhan Yojana: Uttar Pradesh leads with 9.33 crore accounts, including 5 crore women, and 91% Aadhaar seeding.

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65,000 New Accounts Were Opened During The Year

In the last financial year 2023-24, 65 lakh new Pradhan Mantri Jandhan accounts were opened in the state. Aadhaar completion of more than 91 percent of these Jan Dhan accounts has been completed so far. As of March 2023, the number of Jandhan accounts in the state was 08.68 crore, which increased to 09.28 crore in March 2024. According to the latest estimates, this number has increased to 09.33 crore by May 29, 2024.

Benefits Of The Direct Disbursement Schemes Include Personal Accident Insurance 

In fact, Pradhan Mantri Jan Dhan Yojana is a national mission. At the same time, all banking services including at least one basic bank account, financial literacy, credit, insurance and pensions should be available to all households. In addition, beneficiaries are provided with a RuPay debit card which includes a personal accident insurance cover of Rs. Most importantly, under this scheme, all government financial benefits (from central, state and local bodies) are disbursed to beneficiary accounts through Direct Benefit Transfer (DBT). Through this, the beneficiaries get 100% benefits of financial schemes directly into their bank accounts. It also helps fight corruption.